Albert - Budgeting & Banking
4.5 
Category: Finance
Price: free
Age Rating: Everyone
Rating: 4.5
Available on: /
Updated on: Jun 23, 2026
With Albert's automated savings feature, you can effortlessly set aside money for your goals without even thinking about it. The app analyzes your income and expenses to determine how much you can save, transferring small amounts to your savings account, which helps build your financial cushion over time.
Need cash in a pinch? Albert offers cash advances that allow you to access funds before your paycheck arrives. This feature provides a safety net during unexpected financial situations, ensuring you can cover essential expenses without incurring high-interest fees from traditional loans.
Albert simplifies the investing process by offering tailored investment options based on your financial goals and risk tolerance. Whether you're a seasoned investor or a complete novice, the app provides guidance and easy access to create a diversified portfolio that works for you.
Albert helps you take control of your finances with its intuitive budgeting tools. By analyzing your spending habits, it provides personalized insights that help you set realistic goals and stay on track with your budget, making financial management feel less overwhelming and more achievable.
Easy-to-use interface simplifies financial management. Automated budgeting helps track your spending effortlessly. Real-time insights enhance informed financial decisions. Goal setting features motivate savings and financial growth. Secure banking ensures peace of mind for users. 
Limited customer support options available for users Mobile app can be slow or unresponsive at times Lacks advanced investment features for experienced users Basic budgeting tools may not meet complex needs Albert: Budgeting and Banking is designed for individuals looking to take control of their finances in a seamless and user-friendly manner. Whether you are a college student managing limited resources, a young professional aiming to save for a big purchase, or a family trying to balance expenses, Albert provides tailored solutions for a variety of financial situations. Users can set budgets, track spending, and receive personalized financial advice based on their unique spending habits. Additionally, Albert's ability to manage multiple financial accounts in one place makes it ideal for those who juggle different bank accounts, credit cards, and savings plans. With features like automated savings and investment options, users can effortlessly build a financial cushion or invest for the future.
The user experience offered by Albert is intuitive and engaging, appealing to both tech-savvy individuals and those new to budgeting apps. The interface is clean and visually appealing, allowing users to navigate easily through various features. Upon signing up, users are greeted with a simple onboarding process that guides them through setting up their accounts and understanding the app's functionalities. The personalized insights provided by Albert, such as spending alerts and budgeting recommendations, are tailored to fit individual needs, which enhances user satisfaction. Moreover, the app incorporates gamification elements, encouraging users to reach their savings goals through fun challenges. Overall, the user experience is designed to keep users motivated and informed about their financial health.
Albert operates on a freemium model, allowing users to access basic budgeting features without any initial cost. However, to unlock premium features such as advanced investment tools and personalized financial advice from experts, users can opt for the Albert Genius subscription, which is priced at a reasonable monthly fee. This tier provides extensive support and resources, making it a worthwhile investment for those serious about managing their finances effectively. The pricing structure is transparent, with no hidden fees, ensuring users understand what they are paying for and can gauge the value they receive in return.
Albert is committed to providing a continually evolving app experience through regular updates and enhancements. The development team actively addresses user feedback, implementing features that cater to the needs of their community. Updates often include bug fixes, performance improvements, and new functionalities that enhance the overall experience. In terms of support, Albert offers a comprehensive help center filled with articles and FAQs, as well as customer service options for personalized assistance. Users can reach out through email or in-app messaging, ensuring their queries are addressed promptly. This level of support fosters a sense of trust and reliability, making users feel valued and heard.
Security & Privacy Review
Google Play 
App Store 
I always save my reviews for the last day. I have been using Albert for years and while you may find the advance to be helpful at first, getting out of the app is nearly impossible. The app tells you to clean out all of your accounts before you can close them. They take up to 6 days to do so. Then, in the meantime, they keep taking more money to those old accounts despite saying no. I'm on my 3rd week of trying to cancel my acct. At this point I have no more patience. Better Business Bureau
Very shady app! They make it near impossible to cancel your membership, so you keep getting charged. I tried several times to cancel and got charged a monthly fee while waiting. They are taking advantage of people who are already struggling financially. Stay away from this app. Edit: Regarding the developer's response, I've already closed my account, but not before I was charged once more.
This was incredibly hard to cancel! I don't recommend. So I didn't need the service much and it was so hard to cancel. The cancel button isn't easy to find. It's in the help center under deactivate and cancel. But if you search that in the search bard, it will just tellnyou how to find it. It wont give you the option. Then you need to enter your ssn, next, enter the last 4 of your albert card which was hard to find. Then your balance must be at zero which took days ti transfer things over.
WARNING!!! Horrible! they trap you, take different amounts of money from your account each month or multiple times a month and make it impossible for you to cancel your account! DOWNRIGHT SHAMEFUL! i thought I was good to go when they no longer had connection with my bank account.Unfortunately, that's not the case.They are still taking different amounts of money multiple times a month from me.
I would not recommend using this service at all. Customer support is truly a nightmare. It's over text messaging which would be ok if the customer service department cared about customers in the slightest. They don't. I'm just a regular guy and had charges for an app I didn't use or recognize so I requested a dispute. Once my charge was refunded, they immediately suspended my account stating there was suspicious activity on it, and I have done absolutely nothing to warrant that whatsoever.
Review Source: Google Play store public user reviews.
Yes, Albert: Budgeting and Banking collects personal data to provide its services, but it adheres to strict privacy policies to protect your information and ensure it is used responsibly.
Albert: Budgeting and Banking offers a free version with basic budgeting features, while more advanced functionalities are available through paid subscription plans.
Yes, Albert: Budgeting and Banking requires an internet connection to sync your financial data, access features, and receive updates in real-time.
You can contact support or send feedback for Albert: Budgeting and Banking through the app's help section, where you can find options for live chat, email support, or frequently asked questions.
You can manage or cancel your Albert: Budgeting and Banking subscription directly within the app by navigating to your account settings and following the prompts for subscription management.
Yes, you can update your information in the account settings section of the app.
You can contact Albert's customer service through the app's help section or by emailing support
After signing up, follow the verification link sent to your email to activate your account.
To close your account, contact customer support through the app and request account closure.
Your customer number can be found in the app under your account settings or by contacting support.
Bug fixes and performance improvements.
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