State Employees' Credit Union
4.5 
Category: Finance
Price: free
Age Rating: Everyone
Rating: 4.5
Available on: /
Updated on: Jun 10, 2026
Easily manage all your SECU accounts in one place, from checking and savings to loans and credit cards. The intuitive interface simplifies account navigation, allowing you to view balances, transaction history, and statements without hassle.
SECU’s mobile banking app offers a convenient way to manage your finances on the go. With features like mobile check deposit, fund transfers, and real-time account alerts, you can stay in control of your money anytime, anywhere, right from your smartphone.
The app includes personalized financial tools designed to help you track your spending, set budgets, and achieve your savings goals. These insights can empower you to make informed financial decisions and improve your overall financial health.
SECU prioritizes your security by employing advanced encryption and security measures to protect your transactions. With features like two-factor authentication and fraud monitoring, you can feel confident that your personal and financial information is safe while using the app.
Tailored financial solutions for diverse needs Low fees and competitive rates for savings Convenient mobile banking for easy access Personalized customer service with local expertise Community-focused initiatives supporting local growth 
Limited branch availability for in-person services Higher fees compared to some competitors Restricted loan options for specific needs Less competitive interest rates on savings SECU is designed for a variety of users who are looking to manage their finances efficiently. Whether you are a busy professional seeking to track your expenses, a student managing a tight budget, or a family planning for future financial goals, SECU offers a comprehensive suite of tools to meet your needs. The app is particularly useful for individuals who want to consolidate their banking activities into one platform, making it easier to monitor spending, set savings goals, and even prepare for tax season. Users can also take advantage of the budgeting features to allocate funds for specific categories, ensuring that they stay on top of their financial commitments.
The user experience of SECU is intuitive and user-friendly, making financial management accessible for all. Upon logging in, users are greeted with a clean interface that displays their financial overview at a glance. Navigation through the app is seamless, with clearly labeled sections for transactions, budgets, and account settings. The app allows for easy customization, enabling users to tailor their dashboard according to their preferences. One of the standout features is the real-time transaction alerts, which keep users informed about their spending habits. Additionally, the app provides insightful analytics, helping users identify trends in their financial behavior. Overall, the design and functionality cater to both novice and experienced users, ensuring a satisfying experience for everyone.
SECU operates on a freemium model, offering a basic version that is free to download and use. This version includes essential features such as expense tracking, budgeting tools, and account management. For users seeking more advanced options, the premium subscription is available at a reasonable monthly or annual fee. The premium version offers additional features such as personalized financial advice, investment tracking, and enhanced security measures. This pricing structure makes SECU accessible to a wide range of users, allowing them to choose a plan that best fits their financial needs and goals.
SECU is committed to providing regular updates to enhance functionality and security. The development team actively listens to user feedback, implementing new features and improvements based on community suggestions. Users can expect periodic updates that introduce new budgeting tools, improved analytics, and additional integrations with banking institutions. Support is readily available through the app, with a dedicated help section that includes FAQs, troubleshooting guides, and customer service contact options. Users can reach out via email or chat support, ensuring that any issues or questions are promptly addressed. This proactive approach to updates and support helps maintain user satisfaction and trust in the SECU platform.
Security & Privacy Review
The new App is obviously designed to force people to buy new phones... I've had an account with the Credit Union for over 25 years, this is seriously disappointing. I bought a new phone and the app doesn't function well at all. I'm required to get a pass code every time I log in. I'm always home and am connected to my wifi. Pending charges take 24 hours to be visible. The list of dissatisfaction goes on and on. I complain and you send a letter with a useless open-ended response.
The new app is trash! No account balance. You have to add up your share, money market, or CDs to get total balance. STILL no transferring funds from other banks. Gone is the 5 digit PIN login. Now you have to jump through hoops just to log on. Type in password, wait for a text then put in another number to login. Not convenient. I haven't seen any "new" or "better" features. Feels more like banking in 2006 not 2026.
I loved the old app. This is just like most companies changing something to be new and just screw it up. I loved being able to at least see a better detail of unbilled charges. My YNAB now has to be synced EVERY morning and now it's never right because something is always screwed up on the reporting from the app. I have to sign in every day. I liked being able to use a pen or a choice of my pattern. This is so frustrating. I'm using a Samsung s23 ultra plus. Hate it would give a Zero if I could.
I get message when I go to login and I get a message that I need to update...ok, I went to update and I get a message that says this app is not "compatible" to my phone!! I have had this app for several months with no problem. But this past weekend they did some sort of changes & now I cannot access my account!!!! 3 days later: just found out I need an operating system that is below what the app needs... would've been very helpful that one of the many texts sent to remind me of this "upgrade"!
Update is shocking and poorly thought out. The backwards OS incompatablity is certainly short-sighted. Currently accessing the account via the web. But frequent time-outs, plus the need to enter name, password, and a two-step verification really is destroying the way I interface with the app daily. Today, I've done the two-step at least a dozen times. it's tiring. Lastly, transfers between my accounts are no longer instant. This made a transaction today problematic to find this out.
Review Source: Google Play store public user reviews.
SECU collects personal data necessary for account management and service delivery, but it adheres to strict privacy policies to protect your information.
SECU typically offers a free version with limited features, and users can also access a free trial of premium features for a limited time.
Yes, SECU requires a stable internet connection to function properly, as it relies on online access to sync your financial data and perform transactions.
You can contact SECU support through the app's help section, via email, or by visiting their official website, where feedback forms and support resources are available.
You can manage or cancel your SECU subscription through the app settings or your account management portal, where you will find options to adjust your plan.
Yes, you can deposit checks by selecting the "Mobile Deposit" option within the app, following the prompts to take photos of the check.
The customer number for SECU can be found in the app or on your account statements. Check the official website for more details.
To view your transaction history, log in to the app, select the account, and navigate to the transactions section.
To activate your account, download the app, select "Activate Account," and follow the prompts using your member information.
You can reach SECU customer service by calling their dedicated support number, typically found in the app or on their website.
We've expanded compatibility to support additional Android OS versions on the all-new SECU mobile app! Built with a fresh design, enhanced security, and powerful new features to help you manage your finances wherever life takes you.
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