Credit Karma, LLC
4.7 
Category: Finance
Price: free
Age Rating: Everyone
Rating: 4.7
Available on: /
Updated on: Jul 2, 2026
Stay on top of your financial health with Credit Karma's free credit score monitoring. You'll receive regular updates and insights into factors affecting your score, empowering you to make informed decisions about your credit and finances over time.
Credit Karma is committed to helping you understand your finances better through a wealth of educational content. From articles to guides, you'll find valuable information on topics like budgeting, saving, and investing, empowering you to take control of your financial future.
Credit Karma offers tailored suggestions based on your financial situation, helping you discover credit cards, loans, and other financial products that best suit your needs. This personalized approach can save you time and money, making it easier to find the right options.
With Intuit's integration, Credit Karma provides helpful tools and resources for filing your taxes. Enjoy access to tax calculators, expert tips, and even free filing options, ensuring a smoother and more efficient tax season without the stress.
Access free credit scores and reports without impacting your credit. Get personalized recommendations to improve your credit health. Easily track your credit score changes over time. Receive tailored offers for credit cards and loans. Benefit from expert tips on managing your finances effectively. 
Limited access to credit scores from only two bureaus Inconsistent update frequency can mislead users Targeted ads may detract from user experience Intuit Credit Karma serves a multitude of users, from those looking to improve their credit scores to individuals seeking tailored financial advice. It is particularly beneficial for first-time credit card users and those planning significant purchases, such as a home or car, who need to be acutely aware of their credit standing. Additionally, the app is ideal for anyone wanting to monitor their credit score regularly, as it updates users with real-time changes and alerts them to any significant shifts in their credit profile. Users can also leverage the app’s tools to simulate various financial scenarios, helping them understand how different actions, such as paying down debt or applying for a new credit card, could impact their credit score.
The user experience of Intuit Credit Karma is designed to be intuitive and engaging. Upon downloading the app, users are greeted with a clean and user-friendly interface that makes navigation simple. The dashboard provides a comprehensive overview of the user's credit score, recent updates, and personalized recommendations. The educational resources available within the app, including articles and tips, are well-organized and informative, making it easy for users to enhance their financial literacy. Users appreciate the gamified elements, such as score tracking and achievement badges, which add an enjoyable layer to the experience. Additionally, the app's secure environment ensures that sensitive information is protected, boosting user confidence in utilizing the platform.
One of the standout features of Intuit Credit Karma is that it is entirely free to use. The app generates revenue through partnerships with financial institutions and advertisers, allowing it to provide users with an array of services at no cost. This pricing model is particularly advantageous for those who want to take control of their credit without incurring additional expenses. Users can access credit scores, monitoring services, personalized recommendations, and financial tools without any hidden fees or subscriptions, making it an attractive option for budget-conscious individuals.
Intuit Credit Karma is committed to providing ongoing updates to enhance user experience and maintain security. The developers regularly roll out enhancements based on user feedback, ensuring that the app remains relevant and efficient. Support is readily available through an extensive FAQ section, in-app chat, and email support for more complex inquiries. Users have reported positive experiences when reaching out for assistance, with timely responses and effective solutions. Moreover, the app frequently updates its educational content, ensuring users are kept informed about the latest trends and best practices in personal finance management.
Security & Privacy Review
Google Play 
App Store 
Credit Karma has a lot of good aspects, but stopped updating my credit scores back in September. I get a message every time I open the app that says my score can't be updated and I'm seeing old information. If you can't even get your updated score it's not very useful. Especially because all the offers they give you are based off the numbers shown on their app. Edit: the app has not updated for TransUnion since September, it is mid January. That is not a month behind. It is failing.
This app helped me start off my credit, and has been helpful in many ways. however, they do not vet which credit cards they recommend. If it ever offers you an opensky credit card of any kind, do not apply for it! I never received the card, but received mail saying there was a monthly $2 fee for it, even though it wasn't activated. Opensky has no customer service options other than to mail something, and Credit Karma can't get in contact with them, either. It's been very frustrating.
I downloaded Credit Karma years ago when my credit was a super low 524. It helped me quickly. They suggested a prepaid credit card which I used it for just one bill every month and set it to auto-pay the full balance. Now, years later, I've bought a house and have credit cards with $11,000 limits! My score is 741, and it was even as high as 801 before. Credit Karma really works and it doesn't take long to get above 600 and start fixing past credit mistakes (a few months).
it's not the app, it's the customer support. I've never dealt with a company that had a customer support group that for 1, is entirely too difficult to connect with. for 2, they are not properly trained and it shows. You hold my money, so I expect you to be knowledgeable and professional. Credit Karma is NOT. terminating my accounts ASAP
My credit score doesn't change. I had an account close, bought a new car, had my old car account close, paid off multiple credit cards and it never changes. Its been like this for like 6 months now. When my credit was pulled for my new car it was 50 point higher then what it shows. It keeps telling my about all the things I've done but nothing changes and I find that hard to believe. I know its not going to be 100% accurate but I dont feel like its accurate at all anymore.
Review Source: Google Play store public user reviews.
Yes, Intuit Credit Karma collects personal data, including your financial information, to provide personalized services and recommendations, but it prioritizes user privacy and security.
Intuit Credit Karma offers a completely free version, allowing users to access their credit scores and reports without any trial period or subscription fees.
Yes, Intuit Credit Karma requires an internet connection to access your credit information and utilize its features.
You can contact support or send feedback for Intuit Credit Karma through the app's help section or by visiting their official website, where you can find customer service options.
Since Intuit Credit Karma is free and does not require a subscription, there is no need to manage or cancel a subscription. Users can simply stop using the app at any time.
Customer numbers are generated automatically and cannot be changed. For other account updates, please contact customer service.
You can contact Intuit Credit Karma customer service through their help center on the website or by using the app for chat support.
During the activation process, you may be asked to verify your identity by answering security questions or providing identification.
To activate your account, follow the link in your welcome email and complete the required steps. If you need help, contact customer service.
If you're unable to log in, use the "Forgot Password?" option or reach out to customer service for help recovering your account.
Thanks for using Credit Karma!Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs.
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