PREMIER Bankcard
4.6 
Category: Finance
Price: free
Age Rating: Everyone
Rating: 4.6
Available on: /
Updated on: Jun 22, 2026
The PREMIER Credit Card is designed to help you build or improve your credit score. With responsible use, regular payments, and a manageable credit limit, you can enhance your credit profile and open doors to better financial opportunities in the future.
Rest easy knowing that your PREMIER Credit Card comes equipped with advanced fraud protection features. This ensures that your transactions are secure and you are alerted to any suspicious activity, providing peace of mind as you shop online or in-store.
Enjoy the freedom of a PREMIER Credit Card without the burden of an annual fee. This feature allows you to manage your finances better while still benefiting from the perks of a credit card, making it a great choice for those looking to save money while building credit.
Every purchase you make with your PREMIER Credit Card earns you rewards points that can be redeemed for various perks. Whether it’s for travel, merchandise, or cash back, these rewards give you more value for your spending, making every transaction feel worthwhile.
No annual fee for cardholders. Earn rewards on every purchase. Exclusive access to premium events. Enhanced fraud protection and security features. Flexible payment options for your convenience. 
High annual fees apply for cardholders Limited rewards program options available Higher interest rates than some competitors Strict credit score requirements for approval The PREMIER Credit Card app is designed for a variety of users, making it a versatile tool for managing personal finances. Whether you are a frequent traveler looking for rewards points, a budget-conscious individual wanting to track spending, or someone who simply needs a reliable credit card for everyday purchases, this app caters to all. Users can apply for the card directly through the app, making it convenient to get started. Additionally, it serves well for those who need to monitor their credit score and manage their credit limits efficiently. The app is particularly beneficial for college students or young professionals who are beginning to establish their credit history. With its user-friendly interface, users can easily navigate through various features, ensuring a seamless experience in managing their finances.
The user experience of the PREMIER Credit Card app is generally positive, with many users appreciating its intuitive layout and ease of navigation. The app loads quickly, and features such as transaction history, payment options, and reward tracking are easily accessible. Users have reported that the ability to categorize expenses helps them stay within budget and understand their spending habits. Moreover, the app offers features like instant notifications for transactions, which enhances security and keeps users informed. However, some users have mentioned occasional glitches or slow response times during peak hours. Overall, the design is clean and modern, making it visually appealing and easy to use for individuals of all age groups.
Updates & Support The PREMIER app is regularly updated to improve functionality and user experience. Updates often include new features, security enhancements, and bug fixes, ensuring that users have access to the latest tools for managing their finances. Customer support is readily available through the app, with options for live chat, email, or phone support. Users have reported responsive and helpful service, which is crucial for addressing any issues or questions that may arise. The app also includes a comprehensive FAQ section, which can assist users in finding solutions to common problems without needing to contact support. Overall, the combination of regular updates and robust customer support contributes to a reliable and user-friendly experience.
Security & Privacy Review
Do not get this card. it vs l charges a high activation fee and when you call to activate it, an automated service will tell you the card is active, but then go to use it at a store and you're staying there with a line of people behind you and the card says declined at the register, forcing YOU to apologize to the cashier, while digging for another form of payment. When you call the 800 number on the back of the card to try to fix the issue, you get nothing but an automated service , not a human
Slow, clunky, and a UI that's almost painful to use. Not to mention the "Trustly" integration that doesn't work, but refuses to let you enter bank information manually. As soon as you add the routing number, it's "ThErE's An EaSiEr WaY tO pAy" and forces you to use their trash system that just spins continuously until it fails... and tells you to enter your information manually, then rinse and repeat. This whole app is arguably the WORST financial services app I have EVER used.
this company is absolutely terrible I had a card for almost $700 got it paid off after using it .and used only for emergencies had another card for a lower amount, use that regularly, when I went back to use the higher card card. they canceled it because it was not being used , had 2 months of monthly fee on it so that's why. every credit card comes with monthly fees we know that we pay the fees I shouldn't have to pay small fees in order to keep using instead of just paying the full bill.
I was granted two different credit lines, however they unfortunately became maxed out, I started paying more on one of the cards. So I had available credit on one, but the other card didn't have any available credit. I tried purchasing a little food and was denied. SMH so, I called premier and they told me that's how they do it. even if you have credit available on one of your cards and you are late paying on the other and are maxed out, you won't be allowed to use the one with available funds.
Used to work fine, now it doesn't even show payments that are due, or when they're due. Won't show what the minimum payment is, and minimum payment no longer auto populates into the payment amount box, so there's no way of knowing what payment you need to make, which can result in a late fee, even if it's 1 single cent short of the full amount of the required current payment. App is broken, definitely needs fixed, and most likely will cause me to have late fees associated with payments..Thanks!
Review Source: Google Play store public user reviews.
Yes, PREMIER Credit Card collects personal data necessary for account management and transaction processing, but it follows strict privacy policies to protect your information.
PREMIER Credit Card does not offer a free trial or free version; it requires a subscription to access its features fully.
Yes, an internet connection is required to use the PREMIER Credit Card app for real-time transaction updates and access to account features.
You can contact support or send feedback for PREMIER Credit Card via the app’s help section, which provides options for live chat, email, or phone support.
You can manage or cancel your PREMIER Credit Card subscription through the app's account settings or by contacting customer support for assistance.
Yes, you can view your transaction history by logging into the app and navigating to the transactions section.
To log in, enter your username and password on the app's login screen. If you forgot your credentials, use the "Forgot Password" option.
Log into the app, go to your account settings, and look for the option to request a credit limit increase.
To activate your card, log into the app and select the activation option, or call the number on the back of your card.
Go to the settings or profile section within the app to update your personal information.
This version includes an updated security certificate.
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