Acorns
4.7 
Category: Finance
Price: free
Age Rating: Everyone
Rating: 4.7
Available on: /
Updated on: Jun 29, 2026
Acorns provides a wealth of articles, videos, and tips to help you understand the world of investing. These resources empower you with knowledge, making it easier to make informed financial decisions while encouraging a proactive approach to your financial future.
Acorns partners with popular brands to offer you cash back when you shop, which is automatically invested into your account. This innovative feature not only rewards your purchases but also accelerates your investment growth, turning everyday spending into future wealth without any extra effort on your part.
With Acorns, you can choose from a range of diversified portfolios tailored to your risk tolerance and financial goals. Each portfolio is designed by investment professionals, ensuring that your money is working hard for you while you focus on your daily life without the stress of managing investments.
Acorns takes the guesswork out of investing by automatically rounding up your everyday purchases and investing the spare change. This seamless integration helps you build your investment portfolio effortlessly, making saving for your future feel less like a chore and more like a natural part of your spending habits.
Easy automatic saving and investing options Diversifies investments across various portfolios User-friendly app for seamless management Low fees for maximum investment growth Educational resources to enhance financial literacy 
High fees can erode investment returns over time. Limited investment options restrict portfolio diversification. Automated investing may not suit all financial goals. Performance tracking lacks in-depth analytical tools. Acorns is designed for individuals who want to invest but may lack the knowledge or time to navigate the complexities of the stock market. It is particularly appealing to younger users or those just starting their investment journey. Users can link their bank accounts and allow Acorns to round up their purchases to the nearest dollar, automatically investing the spare change into a diversified portfolio of ETFs. This makes it an excellent choice for busy professionals or students who may not have large sums of money to invest upfront. Additionally, Acorns offers features like recurring investments and IRA options, allowing users to tailor their investment strategy to fit their financial goals, whether it's saving for retirement or building a rainy-day fund.
The user experience on the Acorns app is streamlined and intuitive. The onboarding process is straightforward, guiding users through the setup with a series of simple questions to determine their risk tolerance and investment preferences. The app’s interface is visually appealing, with clear graphics and easy navigation. Users can easily track their investments and see how their portfolios perform over time. The app also provides educational content through "Acorns Learn," which offers bite-sized articles and videos about investing and personal finance. However, some users have reported that customer service can be slow to respond during peak times, which can be frustrating for those needing immediate assistance.
Acorns operates on a subscription model, offering several pricing tiers. The basic plan starts at $3 per month, which includes investment accounts and the ability to invest spare change. The $5 per month plan adds features like retirement accounts and access to Acorns Later. While some users may find the subscription fee reasonable given the automatic investing and portfolio management features, others might feel that the costs can add up over time, especially if they are not making substantial investments. For students, Acorns offers a free plan for up to four years, providing an excellent opportunity for young investors to start without financial barriers.
Acorns regularly updates its app to enhance functionality and user experience. Recent updates have introduced improved tracking features, enhanced educational resources, and better integration with banking institutions. The support team is available via email and through an in-app chat feature, although response times may vary. Many users appreciate the extensive FAQs and help articles available on the Acorns website, which can often provide immediate answers to common questions. Overall, while the app performs admirably in terms of functionality and user engagement, the need for timely customer support remains a point of improvement.
Security & Privacy Review
It's a decent app for what you get. The gold plan offers very little compared to Robinhood (and it's more expensive), so if I had to do it over, Id choose them. very little stock and etf options all things considered. other apps just blow it out of the water with choices and control. the customer service takes forever and calls are, of course, outsourced to people who have hardly any control over what happens. rarely, are complicated issues resolved. good for set it and forget it invest
The round ups are really inconsistent. I linked my account and activated round ups and the weekly investment but the only consistent debit was the investment. When I checked on the app it showed it hadn't updated activity in 5 months. I keep having to unlink and relink my account for the round ups to activate. If this continues I'll just go back to a normal savings since this isn't really worth it otherwise. It's supposed to be an automatic thing I shouldn't have to constantly check.
Roundups keep unlinking This time it's worse than ever. My bank information is correct, as shows it loaded in the app. However, it says I can't use roundups on the account since it hasn't been updated since Dec of 1969. Odd. When I go to resubmit my banking info it wants to attach all my other accounts to Acorns. Which I. Do. Not. Want. Just my checking like it has been. Customer service is no help. It's either AI, or someone that can't comprehend what I'm asking. Seems like a scam now.
At first I enjoyed the app it worked as expected, then I had taken a break from using it because I had other expenses to take care of. Recently I reactivated my account made a investment a few times and without warning those investments kicked back, I reached out to support was told to wait 24-48 hours and yet 3 weeks later no updates, they have no problem charging the monthly fee for something that's not working for me anymore and not getting any help from "support" I'm ending my subscript
They have promotions where you can invite friends and earn a changing amount of money. I got three friends to sign up using my link with no problems. When the fourth friend signed up by clicking my link, despite being able to see that she was a new user who used my link, they claimed there was an issue connecting our accounts. I never received the promised promotion and I no longer trust this app. Other than the lying about their promotions, the app seems to function as advertised.
Review Source: Google Play store public user reviews.
Yes, Acorns collects personal data to create and manage your investment account, comply with regulations, and offer personalized services, but it prioritizes user privacy and data security.
Acorns does not offer a free trial, but it has a low-cost subscription model that allows users to start investing with minimal fees.
Yes, Acorns requires an internet connection to access your account, manage investments, and perform transactions, as it is primarily a digital platform.
You can contact Acorns support through the app, via their website, or by emailing their customer service team for assistance or to provide feedback.
You can manage or cancel your Acorns subscription directly through the app under the account settings or by visiting the Acorns website and following the provided instructions.
You can reach Acorns customer service through the app's Help section, their website, or by calling their support number.
Go to the app settings, select "Payment Information," and enter your new details.
After signing up, check your email for a verification link. Click it to activate your account.
Log in to your account and navigate to the "Portfolio" section to view your investment performance.
To close your account, contact customer service through the app or website for assistance.
We made some small changes so it’s even easier to help your money grow, because we believe small changes adds up. Grow your oak!
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